Tag: Business Disaster Response

I applied for federal loan assistance and learned that the funds have been exhausted. What do I do?

Question to the DL: I own two environmental companies. Both firms have zero revenue and mounting expenses especially now due to shut down caused from COVID-19. I applied for federal loan assistance and learned that the funds have been exhausted.  The environmental practice was already on its way down when the US EPA soften its stance… Continue reading I applied for federal loan assistance and learned that the funds have been exhausted. What do I do?

Tracking Time and Work Productivity

Question to the DL: I found that users that have a dedicated space and get dressed as though they are going to work and have set work times are most productive and have the right mindset compared to someone trying to work in their PJs in bed. Do you worry about tracking their time or… Continue reading Tracking Time and Work Productivity

About the SBA’s Economic Injury Disaster Loan Program

Question to the DL: Strategies to access the new SBA loans for a startup during a disaster? Disaster Lady Answer: Ah, our old friends at the SBA (Small Business Administration). For many of us, we wouldn’t have a business unless we occasionally used SBA backed loans. However, the SBA Disaster Loan is a whole different… Continue reading About the SBA’s Economic Injury Disaster Loan Program

IT Disaster Recovery Plans On The Fly

Question to the DL: Do you have a DR template we can use? Disaster Lady Answer: I do have different templates, but there is a reason that you do not see planners that just post templates out there. It is because there are different types of IT DR Plans. Is it for a large or… Continue reading IT Disaster Recovery Plans On The Fly

How To Handle Price Changes During a Disaster

Question to the DL: What pricing advice do you have for MSPs that are suddenly asked/expected to get their clients enabled for remote work from home? Disaster Lady Answer: When it comes to pricing strategies, you need to be careful. It is appropriate to build an extra margin for contingency (such as future bench time for… Continue reading How To Handle Price Changes During a Disaster

SBA’s Paycheck Protection Loan Program and the CARES Act

On Friday, the Small Business Administration (SBA) posted the final application for the Paycheck Protection Program for small businesses. This is the result of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, a bill that was fast-tracked through Congress and signed by the President, part of which was to provide supplemental funding to businesses… Continue reading SBA’s Paycheck Protection Loan Program and the CARES Act

About Business Interruption Insurance

Question to the DL: What about my business insurance? Disaster Lady Answer: There are two truths about business insurance and major disasters that you need to know: Truth 1: Insurance companies do not make their money by paying out claims. Do not expect that you will get a lot of money from your insurance company… Continue reading About Business Interruption Insurance

After the First 72 Hours – What’s Next?

Question to the DL: I had a great emergency response with hand sanitizers and cleaning the office. Is that enough? What’s next. Disaster Lady Answer: This is going to be a hard answer to give you, but you need to hear it.  The beginning/last week was the easy part.  That was what we call in the… Continue reading After the First 72 Hours – What’s Next?

Dealing With Uncertainty During Disasters

Question to the DL: What do I tell my employees about their jobs? I don’t know if they are going to have one in the upcoming weeks. Disaster Lady Answer: You have to balance your messages.  Don’t lie or bullsh*t people.  They know when you are doing it and it just makes it worse. However, you… Continue reading Dealing With Uncertainty During Disasters